Guides
How to Price Whole Loans: The Definitive Guide
Complete methodology for whole loan pricing - cashflow projection, BEY calculation, OAS analysis, scenario modeling, and practical examples from active trading desks.
CECL Compliance for Credit Unions
NCUA-compliant CECL implementation guide - loss rate methodologies, vintage analysis, portfolio segmentation, and examination readiness for federally insured credit unions.
The SBA 7(a) Secondary Market: How It Works
How SBA 7(a) guaranteed portions trade in the secondary market - pricing, pool assembly, settlement, and why defaults equal prepayments for investors.
Credit Union Participation Pricing: A Complete Guide
How credit unions price loan participations - OAS methodology, spread decomposition, live rate benchmarking, and sector-specific considerations for solar, auto, and home improvement.
Whole Loan Trading: From Bid to Settlement
The complete trade lifecycle for whole loan transactions - sourcing, bid/offer, due diligence, trade execution, settlement milestones, and post-trade operations.