Evaluating a Loan Participation Before Purchase
The Challenge
Participation offerings can differ in price, credit quality, servicing and expected prepayments. A quoted yield alone does not explain those differences.
The Solution
Review the published pool, save your proposed purchase terms, and compare loan-level analytics with the effect on your institution before requesting an LOI.
Review the offering
Open Offerings and inspect the pool totals, stratifications and published pricing. Request full access and complete the NDA process before reviewing confidential diligence materials.
Analyze your proposed purchase
Save your price, principal, funding source and settlement date. Review the selected purchase analytics and rate scenarios. If you want a portion of the pool, use the selection filters or optimizer and review which loans are included.
Review institution impact
Use your linked institution's latest available filing as the starting point for balance-sheet simulation. Review missing inputs and assumptions. A model result does not establish regulatory compliance or approve an investment.
Request the LOI
Send the desk the saved selection and terms when you are ready. The desk confirms availability and delivers the LOI for review and signature outside LoanBook.
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